I’ve been nominated for the Sunshine Blogger Award! The Sunshine Blogger award is an award for bloggers from bloggers. It’s a way of recognizing bloggers who are positive and who creatively inspire others, and we certainly hope that’s us.
Part of the award is answering eleven questions.
I’d like to thank Just Making Cents for nominating me. 🙂 I’m a new follower of yours. Thank you for give me the extra push I needed to cancel my gym membership. I look forward to reading your posts to help guide me while I work to reach financial freedom. 🙂
As part of this nomination, I’m supposed to answer 11 questions :
Here are your questions:
- What is your real-life super power?
- Automating things in Excel. I’ve been using Excel & Access since I started my first accounting job at the age of 15 (I’m 30 now). I use these programs for basically everything – balancing my checkbooks, planning vacations, family budgets, wedding invitation lists, work, you name it and I will manage it using either program. I also use these programs to double check my work, automate a portion of it, and track my deadlines. I don’t like to do “simple spreadsheets,” I love to create forms where the information just feeds into other tables and presents the data in a “pretty” and easy to read format. I can’t help it!! 🙂
- How do you use this power?
- Work – personal life – vacation – help others – keep myself organized.
- What do you dream about?
- I don’t recall my dreams regularly, when I do they either give me insight on an issue I’m facing OR they take me to my happy place. My happy place is being home with the kids, usually we are in the kitchen baking something, we have flour all over our apron and our body – in a cute, I had fun way. The children and I go outside to hang their paintings for drying, then we will garden for a bit. In the evening my husband (I’m married in my dream) comes home and we dance to whatever music we decide to put on the speaker system. Our family is close knit, involved in a nonprofit, and have God at the center of our home.
- What makes you wince?
- People with bad attitudes. I’m too sensitive – delicate – I don’t take well to people crying over spilled milk and making everything grander than it needs to be. I have my moments, but I try to laugh more than I get upset. I try to deal with things as best I can and try not to explode at every little frustration and take away from the joy of the moment. It’s not worth the hassle or aggravation, life is short.
- If you can go back and change one thing about your life, what would it be and why?
- I would change past financial decisions. Overspending was my way of coping at a young age. Material things gave me the “love” that I was missing for a long time. Since this gratification was short lived I quickly wanted something new to make me feel better, and I continued spending, without regard of the impact it would have on my future.
- How were you raised to think about money?
- That it was unlimited. When I was really young my mother struggled with two jobs to help us survive. Then around high school things turned around, she had a career. From there we tried to make up for all the luxuries we couldn’t give ourselves in the years before, and in that time I lost respect for money. I didn’t care how much something cost, if I wanted it I had to find a way to get it. If that meant overextending myself so that I could be happy, then that was exactly what I would do.
- If you’re a parent, how do you teach your children about money?
- My daughter completes chores in exchange for $ (from $.25-$1); making her bed, helping empty the dryer, putting dishes in the sink, vacuuming her room, getting certain behavior colors at school. At the end of the month I take her to the store of her choice and she’s able to buy something with the money SHE earned. If she doesn’t have enough we take a picture of the item and make a chart for her room of how much additional money is needed for the purchase. She will then work “bonus assignments” to help her reach her goal OR she’ll have to wait until the end of the month. Sometimes I help cover whatever she’s short if it’s not too big a deal.I want her to learn to save to buy instead of buy and pay later – big mistake I’ve made!! We also agree that she has to give old toys to goodwill and put money aside to donate at the end of the year.
- If you make more than enough to cover your basic needs, travel, and some savings, has more money beyond basic needs/travel/some savings made you more happy?
- Money can bring peace of mind by freeing us from the chains of debt. Right now things are tight because we are planning a wedding and we don’t want to incur debt for this big event. However, when we’ve had breathing room – we weren’t HAPPIER because of the money. I admit, we had more experiences – traveled with the family – provided without worrying about how much and enjoyed life more. However, the reality is we have the tendency to want more money, spend more when we have more, and basically end up in the same mess we were in. Just like getting a raise, how many people continue living on the lower level income and put the raise into a savings account? Very few – and if they do it’s usually later in life when they’ve already been burned. Assuming one isn’t super rich with many streams of income.
- Do you give to charity or research? Why or why not?
- I donate – I make monthly contributions to Dynamic Catholic and World Vision, and weekly contributions to my parish. The ministry I am a part of has fundraising events for Mission Hope and St. Jude when these agencies send out requests for items/donations. I donate in acknowledgement of the blessings I have, thanks to God. I donate because I believe in the mission statement of these organizations. I donate because we never know when we might be in desperate need and would be impacted tremendously if someone extended a helping hand towards us, so I try to extend that hand to others. I donate because we can make a difference in this world, and this is one way of helping others.
- You have a magic wand. If you could zap into existence one thing to make your finances better, what would it be?
- Wipe my debt. I’m almost free, but it’s still there. As a single mom who paid her way through my Bachelors I accumulated a substantial amount of debt. After certain difficulties I basically said I don’t care and overextended myself. Poor relationships put me in a position of a provider and worsened my finances for some time. Can’t wait for 2017!! Woohoo!!
- With this magic wand, what else would you create to make your life better?
- I would talk to God directly. For YEARS I’ve been asking God to just spell it out for me, tell me what His recommendation is. Take from His infinite wisdom to live a different life. Ask Him questions on those fuzzy areas. I would live my life differently if I had a direct phone line 🙂 but who knows if I would eventually take this for granted and get myself in a worse situation.
Nominate 11 others.
I would love to hear your answers to the questions I came up with if you’re willing to share! 🙂
I’d like to nominate the following:
Rules (follow them if you wish):
- Thank the person who nominated you in a blog post and link back to their blog.
- Answer the eleven questions sent by the person who nominated you.
- Nominate eleven new blogs to receive the award and write them eleven new questions.
- List the rules and display the Sunshine Blogger Award logo in your post and/or your blog.
Here are your questions:
- Why did you start blogging?
- What/Who inspires you? Why?
- Do you believe in love? Why or why not?
- What do you think people tend to misunderstand or assume about you?
- If you could change one thing about our society what would it be and why?
- How do you handle communication issues or navigate through confrontations?
- Where would you live if you could live anywhere you wanted? Assuming money isn’t an issue.
- What advice would you give your younger self?
- Do you think there’s a purpose to our life? If so, what do you think it is?
- What has been the scariest thing you’ve experienced?
- What is your happiest memory?